Look from the ground
Note fallen branches, displaced shingles, damaged gutters and visible debris. Stay away from power lines and unstable trees. Photograph what is safely visible.
Check inside
Look for new ceiling stains or water entry. Move belongings where safe. Avoid wet electrical fixtures and areas where ceilings appear unstable.
Keep a record
Record the storm date and preserve photos and receipts. Contact your insurer about its reporting requirements and arrange a professional roof inspection.
Review contractor claims carefully
A contractor can document roof conditions and provide an estimate. Your insurer determines coverage. Be cautious about promises of guaranteed approval or a free roof.
Further reading
Maryland Insurance Administration: consumer advisory on free-roof offers
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